ECOMMPAY
London-based direct acquirer and gateway with 100+ methods and a named account manager for every merchant
Founded
2012
Payment methods
100+
Model
Direct acquirer + gateway
Regulator
FCA (UK)
ECOMMPAY is an international payment service provider and direct card acquirer, bringing acquiring, 100+ payment methods and mass payouts together in a single seamless integration.
As an FCA-authorised payment institution and principal scheme member, it controls its own acquiring stack, which means faster decisions on routing, risk configuration and pricing.
Every merchant gets a personal account manager from day one, with in-house technology tailored to the client rather than an off-the-shelf configuration.
For a European licensed operator that wants one partner covering both card acquiring and local APMs, it removes the need to stitch together several niche providers.
Pricing & commercials
How commercials are structured. Pricing is tailored to your volume, market mix and product set.
| Item | Rate | Notes |
|---|---|---|
| Card acquiring | Tailored — priced to your volume, market mix and product set | Blended or IC++ depending on volume. |
| APM processing | Tailored — priced to your volume, market mix and product set | — |
| Mass payouts | Tailored — priced to your volume, market mix and product set | Payouts to cards and bank accounts in bulk. |
| FX / multi-currency settlement | Tailored — priced to your volume, market mix and product set | — |
- Setup fee
- Quoted per merchant
- Monthly minimum
- Quoted per merchant
- Rolling reserve
- Risk-based and reviewed as processing history builds
- Chargeback fee
- Per-case, with dispute management support included
- Settlement cycle
- Flexible; weekly is typical for gambling volume
- Settlement currencies
- EUR, GBP, USD, PLN, SEK, and more
Payment methods
Deposit methods available through this provider, the markets they cover and whether withdrawals are supported.
| Method | Type | Markets | Payouts |
|---|---|---|---|
| Visa / Mastercard | Cards | Europe, Global | Yes |
| Open banking | Open banking | UK, EEA | No |
| Local bank transfers | Bank transfer | Europe, LATAM, Asia | Yes |
| Wallets | Wallet | Europe, Asia | Yes |
| Mass payouts to cards | Cards | Europe | Yes |
Markets & verticals
The jurisdictions this provider serves and the product types it powers.
Markets served
Specialist strengths
Verticals supported
Compliance & risk
Regulatory permissions, card scheme certification and the AML, KYC and fraud tooling included.
Licences & registrations
- • FCA Authorised Payment Institution (UK)
- • EU entity for EEA processing
- • Principal member acquiring with Visa and Mastercard
PCI DSS Level 1
AML & KYC
- • Merchant KYB and underwriting handled in-house
- • Sanctions and PEP screening
- • Ongoing transaction monitoring
Fraud & risk tools
- • Proprietary antifraud engine
- • 3DS2 and exemption logic
- • Chargeback management
- • Cascading between acquirers
Performance
- Optimised through in-house routing, 3DS logic and acquirer cascading
- Contractual SLA available
- Card payouts same-to-next day; local rails faster still
Integration & onboarding
How the provider connects to a cashier, how long onboarding takes and what support is included.
Integration options
- • REST API + webhooks
- • Hosted and embedded payment page
- • Plugins and SDKs
- • Payout API
- • Sandbox
Onboarding & support
- Guided underwriting with your account manager
- Personal account manager plus technical support
Why operators choose them
- Direct acquiring
- Owning the acquiring stack means faster risk decisions and sharper pricing.
- One integration
- Acquiring, APMs and mass payouts through a single connection.
- Personal service
- A named account manager from onboarding onwards, not a ticket queue.
- Bespoke by default
- Payment flows are engineered around your business, market by market.
Summarised for comparison. The provider's team will confirm the detail for your setup.